Fiduciary financial advice and investment management

designed to

optimize investments.

Custom Wealth Planners is located in Ankeny, Iowa and serves clients across the greater Des Moines Metro and Midwest.

Book A Complimentary Call

Fiduciary financial advice and investment management

designed to

optimize investments.

Custom Wealth Planners is located in Ankeny, Iowa and serves clients across the greater Des Moines Metro and Midwest.

Book A Complimentary Call

WHO WE SERVE

Our Clients:

Are retired, or at least close to it

We specialize in partnering with families who are at or nearing retirement and want clarity around replacing their income in the most tax-efficient way.

Are seeking financial independence

Freedom of choice is important to our clients. Finding the flexibility to work in a more fulfilling career, spending more time volunteering, traveling, pursuing hobbies, or being with family.

Value professional advice and accountability

Our clients value how they spend their time. They are looking for an expert to partner with for ongoing advice, execution, and accountability

High net-worth or affluent

Established Wealth: Our clients have built their assets through disciplined saving, prioritizing financial stability for peace of mind.

Strategic Planners: Working households with strong surplus cash flow, seeking a financial plan.

Nearing Retirement case study

In Retirement Case Study

The Custom Wealth Difference

Fee-Only & Fiduciary

We are legally required to always act in a fiduciary capacity for our clients. Our fee-only distinction prevents us from selling products that generate commissions and create conflicts of interest around our advice.

Independent Boutique Firm

Real personal service is unscalable; we limit the number of relationships per advisor. As a boutique firm, we can listen more intently, foster deeper relationships, and provide more personalized advice.

CFP Professionals

Our staff of Certified Financial Planners blend best-in-class planning with institutional investment principles to produce better outcomes for our clients.

Specialization

Our specialty in retirement and income distribution planning helps you proactively navigate life’s transitions.

Multi-generational

We are built to serve multiple generations of our clients and their families.

No Pushy Sales Tactics

We aim to help you make informed decisions with transparent and objective advice.

PROFESSIONAL AFFILIATIONS

Do you struggle with:

Organization

Various aspects of your life operating independently, lacking integration toward a shared purpose.

Taxes

Absence of a comprehensive tax management strategy with no proactive strategy for mitigating future tax burdens.

Your Current Investment Strategy

As life evolves and goals change knowing how to invest your money in the glide path up to and through retirement is critical.

Keeping up with an Evolving landscape

Rapidly evolving financial landscape, including shifting regulations, market dynamics, and technological advancements. This can lead to uncertainty, missed opportunities, and potential risks in financial plans.

How we can help:

Financial Planning

Developing an integrated financial strategy that captures all aspects of your financial and personal life.

Tax Planning

We design personalized tax management strategies, proactively identifying opportunities to minimize current & future tax burdens and enhance overall tax efficiency

Investment Management

Designing an overall investment strategy aligned to capture the return you need while protecting against down markets.

Learn more

Click below to see our planning process:

How to Work With Us

The Custom Wealth Process

1) Stress-Free Consultation

Get to know us and how we work. No cost to you or obligation. Determine which engagement option would best fit your needs.

organize layers

2) Organize

Take inventory of assets, incomes, liabilities, insurance, expenses, goals, and values. Get financially organized and understand how to optimize and consolidate.

3) Visualize

Identify opportunities and challenges in a financial plan that is unique to you.

4) Strategize

Review the initial financial plan and begin working through different scenarios and asking the “what ifs”. Education around planning concepts, investments, and tax strategies.

5) Execute

Using the financial plan as a guide we tackle the highest priority items.

6) On-Going Advice

Trusted partner and advocate to help with financial decisions in real time. Regular reviews to monitor progress.

Our Investment Philosophy

Goals-Driven; Integrated With Broader Financial Plan

Investments portfolios are in service to life’s needs. We believe investments must be closely aligned with the broader financial plan.

Straight-Forward Over Complex

Institutional-level investment principles refined to be more easily understood, actionable, and tailored to individual circumstances.

Time-Tested and Evidence-Based

The best results typically come from rigorous analysis of history, not unbridled speculation about the future.

Broad Diversification

Its become a generic buzzword, but is of strategic importance to help create consistency of investment results. Our portfolios span multiple broad asset classes and provide wide diversification within each.

Tax-Efficiency

Its not what you make, its what you keep. We analyze investment strategies based on after-tax return potential; strategically position certain types of investments based on their tax efficiency, and regularly review the portfolio for tax-loss harvesting opportunities.

Costs Matter

Similar to the cost of taxes, unnecessary fund expenses can also eat away at the overall return you achieve. We’re proud to offer access to the best 3rd party mutual funds and ETFs that provide low-cost access to the markets we invest in.

phone

Click below to schedule a call with Custom Wealth Planners

Book A Complimentary Call

Retirement Readiness Checklist

Get access to our free guide, Retirement Readiness Checklist

The top 10 things you need to know as you approach the next phase:

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Gain confidence in your retirement.

Please use the calendar to schedule a no-obligation introductory Zoom with Custom Wealth Planners. During this meeting you will get to know us, how we work, and which engagement option may serve you best:

Schedule a Call